Month: June 2015

Most people don’t realize what their home insurance just might cover. We know that it won’t protect your car on the road if you’re hit by another driver. Did you know it might protect personal property that gets damaged or destroyed inside of your car though? It all depends on who your homeowners insurance company is. That’s because not all home insurers are the same.

Because we’re independent insurance agents, we have working relationships with multiple homeowners insurance companies. As a result, we’re able to provide you with a variety of choices on insurers, coverage and premium payments that you can tailor your homeowners insurance with. Most other agents can’t do that. They’re tied into one single insurer, and that insurer doesn’t permit them to give those choices. Because their loyalty is to that one lone insurer, it might be difficult for them to give you objective and unbiased information and advice. You won’t have that problem with us.

In the context of any claims that might arise, whether its a homeowners or car insurance claim, we can assist you in its preparation and submission. We can also advise you on which one to file in an unusual circumstance. That way your claim can get resolved faster.

We live and work in or around the Charter Oak, CA area. We’re established and respected members of our communities. We might even already service people that you know. We want to see you, your family and property fully protected. We’ll be happy to make ourselves available to answer any questions or address any insurance concerns you might have. It doesn’t matter if it’s homeowners insurance or car insurance, just feel free to give us a call. You’ll be happy you did.

With a coastline as long as California’s, any type of storm can hit hard and tear your roof to shreds. Water entering the home will damage ceilings, walls, floors, furniture and other personal property. You want insurance coverage, not only for your roof, but for the interior of your home too.

As independent insurance agents, we not only want to see your roof repaired, we want to see your home, family and personal property fully protected too. That’s what homeowners insurance is for, and part of our job to to give you unbiased and objective information about it. From that range of information you can choose your options so you can cover your home and family from top to bottom.

Because we’re independent agents, we can offer you choices on insurers, coverage and premiums. Most agents can’t do that because they’re not permitted to by the insurer they work with. They’re tied in to only one company. We’re not.

All of the insurers we work with are established, well funded and fair. To help cover those items in your home with special value from water damage, we’ll offer you special endorsement coverage over and above standard personal property coverage limits. If you have a homeowners claim, we’ll even help you in preparing and submitting it.

We live and work in and around your community and might even service your friends or family members already. Whether you’re in the process of buying your first home or just comparing coverage and prices, feel free to give us a call with any questions you might have. We’re happy to talk with you and provide you with a full range of choices from the multiple insurers we work with. You’ll be happy you called for a quote.