Month: March 2016

Letting someone borrow your car is a big deal. Because it is something that you should not take lightly, there are a few things that you should consider before you ever let someone else drive your car. This is true even if they are a friend or family member. Consider these things before you let someone else take the wheel of your personal car. 

• Make sure that the person who is asking to drive your car is currently licensed to drive. Make sure that their license isn’t expired or suspended before you give them the keys.
• Understand their driver history. You will want to know what their driving history is. It will tell you a lot about how they will drive your car today. If they have speeding tickets or a lot of accidents, you should reconsider if you really want them to borrow your car. 
• Check your current policy to ensure that it is up to date as well as if it will cover another driver for your vehicle. These are two things to make sure of before you let another person drive your car. 
• Ask them how long they plan on using the vehicle. Using it one time is one thing but using it a lot in the future can be an entirely different ballgame. You may not even be able to let them use the car that frequently but it is also something to consider for insurance purposes. If they need to use it a lot, you may even want to consider adding them to your policy or seeing if they will add your car to theirs. 

Before letting someone else drive your car, it is important to know these things. Contact THINK Insurance & Financial Services serving Ponoma, California to take a look at your policy. 

Emergency situations can happen at any time while you’re driving. For instance, you could find yourself stranded on a back road with a flat tire or with a dead battery. The professionals may have a boatload of specialty tools for any situation, but you only need a few staples to fix some of the less complicated problems. 

1. A Light

Your car has many spots that aren’t very well lit or don’t have any lighting but are still important to the function of your vehicle. Not to mention, when it’s dark outside, this makes matters even worse because there isn’t natural light to work by. Always have an inspection light in your vehicle. It can help when you’re inspecting your car or when you’re working on it and need some extra light. 

2. Screwdrivers

You may not want to carry around your entire screwdriver set, but you should at least have one Philips and one flat-head screwdriver. You may even want multiple sizes of each variety of screwdriver. Add a Torx screwdriver if you have one. This is the star-headed screwdriver.  They aren’t used frequently, but they are used in the car and may be the difference between you fixing your truck and not having a way home. 

3. OBD II Code Reader

An OBD II Code Reader aids in the diagnosis process of an engine. When the check engine light comes on or your vehicle fails an emissions test, you can use it to find out the code for what’s wrong. Nowadays, they’re compatible with your smartphone. You might not be able to fix the engine problem, but at least you’ll know what could possibly be wrong and if it’s worth it to fix it. 

4. Jack, Socket Set and Wrench Set

Another tip is to always have a jack, socket set and a wrench set. 

Contact THINK Insurance & Financial Services to learn more ways to be a safe a driver or to purchase insurance.