Month: July 2017

Emergencies are never planned and by nature arbitrary.  They are also subjective.  What qualifies as an emergency for one person may not qualify as an emergency for someone else.  Definitions vary as experiences are unique to each person who has an emergency.  This often creates questions about when to go to the Emergency Room.  THINK Insurance & Financial Services wants to help the people of Pomona, CA by answering these questions and providing guidelines about when a person should go to the Emergency Room and when to go to Urgent Care.

When to Go to the ER

Some people need to be more vigilant about acting in an emergency situation.   Elderly people, newborn or unborn infants, and people with certain medical conditions are advised to go the ER in the event that staying away would cause death or irreversible disability.

GO to the ER or dial 911 for Help When You Experience:

• Cardiac Emergency
  • Chest Pain- It is even more important to go if it is accompanied by sweating, shortness of breath, vomiting, and pain radiates down the arm or jaw.
• Pulmonary
  • Shortness of Breath
  • Inhaled smoke or poisonous fumes-
• Neurological
  • Dizziness/Vertigo
  • Confusion/Disorientation
  • Trouble Speaking
  • Face Drooping
  • Seizures
  • Head Injuries
• G/I
  • Sudden severe abdominal pain
  • Severe GI bleeding
• Orthopedic
  • Broken Bones
  • Dislocation
• Dermatological
  • Laceration
  • Serious Burns
• Everything Else
  • Anaphylaxis-  especially when accompanied by hives, and swollen airways
  • Heavy Bleeding
  • High Fever- especially when accompanied by a stiff neck and sensitivity to light

This is not an exhaustive list, but these are the events most likely to lead a person to go to the Emergency Room.  THINK Insurance & Financial Services wants people in Pomona, CA to be prepared for any catastrophic event and for there to be no question unanswered questions so they can always be prepared for the unexpected.

Just because you are renting your home does not mean you don’t need to protect your valuables. While the property owner likely has insurance in place to cover the building in the event of a fire or other damage, this insurance does not cover your personal belongings. At THINK Insurance & Financial Services, we want to do what we can to educate you on what renters insurance covers. So whether you live in Pomona, CA or somewhere else in the area, you’ll have all the knowledge you need to cover yourself properly.

What Does Renters Insurance Cover?

Renter’s insurance is generally broken down into three different kinds of coverage: Personal property, liability, and additional living expenses. Personal property insurance is what you’ll most likely look towards. It covers everything from clothing to furniture, computer equipment, and bicycles, all based on what you claim on the insurance. You can also include jewelry and other items you own. Should you make an additional purchase after obtaining the insurance you’ll need to contact your insurance provider to let them know.

Liability insurance occurs if someone within your apartment or rented home is injured and you are found responsible for the injuries. The additional living expenses insurance coverage is in the event of needing to rent out a hotel because of damage within your home.

Whether you live in Pomona, CA or in an entirely different city altogether, it is important for you to protect your home valuables. With the help of renters insurance, you’ll have the ability to ensure your valuable items are protected in the event of a break in, fire or other situation. We at THINK Insurance & Financial Services are here to assist you with any and all questions you might have regarding renters insurance.