Month: September 2017

Pomona, CA tax preparation businesses need to get high-quality commercial insurance to protect themselves. At THINK Insurance & Financial Services, we can give you a guide to the type of policies you need and how they help keep you from severe financial problems.

Liability Is A Key Insurance Type

Tax preparation experts are often under a lot of pressure to get their returns filed correctly. As a result, they make mistakes that cost their clients money. When this occurs, commercial liability insurance can protect them from serious lawsuits. Liability insurance helps cover the costs of defending yourself from lawsuits and even pay part of the damages.

Just how serious can these lawsuits be for a tax preparation expert? A single mistake could cost their clients thousands of dollars or more on their returns. As a result, they could be liable in a million-dollar lawsuit that could put them out of business. With liability insurance, they are protected.

There Are Other Types Of Insurance Available

While commercial insurance for tax experts is primarily based on the responsibility, there are other coverage types available. For example, they can use commercial insurance to protect their business building from severe damage. Repair coverage of this kind is crucial.

They can also use it to cover the costs transportation and vehicle repairs. Other coverage types include omission insurance, compensation, cyber error coverage, and umbrella insurance to cover all your commercial insurance needs. However, the exact nature of a policy’s coverage will vary depending on what type you purchase.

Do You Need Commercial Insurance?

Please don’t hesitate to contact us at THINK Insurance & Financial Services if your Pomona, CA tax preparation business needs commercial insurance. We will comprehensively cover you and ensure that you don’t end up losing money if you make a grave mistake.

If you have a health crisis after hours, THINK Insurance & Financial Services serving Pomona, CA has some helpful suggestions for how to deal with the matter.

It goes almost without saying if your condition is life threatening, for example, a heart attack, stroke, or severe trauma, you or someone close to you should call 911. EMTs are well trained to evaluate and stabilize you and get you to a trauma center with due speed.

For conditions that are not life threatening, many hospitals maintain urgent care centers that are not only cheaper but have quicker wait times. Nearly all are open seven days a week and until about 9 p.m. or so. Some of the conditions that an urgent care center will be able to treat include conditions like the flu, minor injuries, vomiting, diarrhea, a non-life threating allergic reaction, or a urinary tract infection.

You should check in advance what an urgent care center will treat when they are open, and whether they are in a hospital or other facility that is within your insurance network. Have someone else drive you to the urgent care center if at all possible.

While your health information, such as chronic conditions, medications you are taking, and allergies may be on a computer network, it is always prudent to carry that information with you.

If you are uncertain what to do if you have a health care crisis after hours, many medical practices have an on call physician, Give that person a call, and he or she will be able to tell you what you need to do.

For any questions about this or any other health care insurance relayed subject contact THINK Insurance & Financial Services serving Pomona, CA.