Month: January 2019

When you are the owner of a business, you will need to do whatever you can to protect your business. For those that are in the Pomona, CA area, one great option would be to invest in a commercial insurance policy. A commercial insurance policy can help a company a number of ways. 

Protects Business Assets

When you own a business, you will undoubtedly spend a lot of money investing in assets and inventory for your business. If you are a victim of a fire, storm damage, theft, or other cause of loss, you could end up losing this investment. When you have commercial insurance in place at all times, you will have the protection that you need to replace these assets if you suffer a loss.

Ensures Compliance

There are a variety of entities that will require you to carry commercial insurance. This can include state and local laws, investors, and lenders that want their interests protected. When you have commercial insurance in place, you will be able to stay in compliance with these requirements.

Gives Peace of Mind

Ultimately, having commercial insurance will give you peace of mind. Owning and managing a business comes with a lot of stress. This level of stress will only increase if you are not properly protected by insurance. When you have commercial insurance, you can rest easier knowing that you are covered for losses related to property damage or liability. 

Once you have decided that commercial insurance is the right option for your business, you should contact THINK Insurance & Financial Services. The THINK Insurance & Financial Services company has been helping Pomona, CA area business get into great commercial insurance policies for a long time. This company will be able to explain the benefits of having commercial insurance and make sure that you get the right type and level of coverage.

For people in and around the Pomona, CA area, being properly covered by insurance is very important. One important type of insurance that many people need to have is life insurance. If you are shopping for life insurance, you will quickly find that there are many different options to choose from. There are several factors to consider when you are trying to determine which type of life insurance is right for you.

Maximum Coverage for Smallest Cost

Most people that are shopping for life insurance will want to have the most amount of coverage possible without spending too much on a monthly basis. In these situations, getting a term life insurance policy is a great choice. With a term life insurance policy you will get a certain level of coverage for a fixed period of time. The level of coverage that you gets tends to be much higher than other life insurance options.

Investment Opportunity

An additional benefit of life insurance is that it can provide you with a low-risk investment option as well. If you invest in a whole life insurance policy, you will get a policy that will remain in place for as long as you want. Further, a portion of your monthly premiums will accrue in an investment account. This will build up significantly over time and can eventually be liquidated. 

If you are in the Pomona, CA area and are looking for a life insurance policy, the team at THINK Insurance & Financial Services should be your first call. When you call the professionals at THINK Insurance & Financial Services, you can receive the support you need to make a good decision about your life insurance options. This will ensure you get the right coverage and policy type for your situation.