Month: April 2019

Are you a business owner in the greater Pomona, CA area? Does your commercial insurance policy provide the level of protection that you need? The team at THINK Insurance & Financial Services is here to help you determine the appropriate level and type of commercial insurance that your company should carry. Property insurance will provide coverage of your equipment, but these policies often contain policy limits in the amount of coverage and protection that they provide. Don’t wait until you have a loss to find out if you have the right insurance for all of your commercial needs!

Equipment protection through a property and supplemental insurance

When your business is involved in manufacturing or you have specialized equipment that is necessary for your firm to function, its value may exceed typical policy limits. Policy limits represent the maximum amount of protection that the policy can provide in the event of a covered loss. If your equipment value exceeds that amount you can bridge the gap with a supplemental or umbrella insurance policy. Comprehensive commercial insurance policies are sometimes sufficient for companies whose equipment does not exceed policy limits in their value. If you are unsure how comprehensive your property insurance policy is, and if it adequately meets your needs, it’s time to sit down with a professional agent and make sure. Owning a business is a lot of work and requires a lot of sacrifices, don’t let inadequate insurance cause an even more severe loss in the event of loss or damage.

Is it time for you to have a comprehensive review of your commercial insurance policies? If you are in the greater Pomona, CA area, the team at THINK Insurance & Financial Services is here to provide the information you need about available commercial policies.

If you know that now is the time for you to get a life insurance policy, you are likely wondering how you should go about picking one out. There are a lot of different options available in the market. However, you want to make sure that you have the right amount of coverage first. Once you know that, you can better determine the type of policy. In fact, choosing how much you need is the most difficult part. Use these tips from THINK Insurance & Financial Services, serving Pomona, CA, to get started. 

• Get enough to cover your debts. The first thing you want to consider is how much debt you have. You do not want to burden your family with these debts so it is best to make sure you can cover the amount with your life insurance policy. 
• Get enough to cover funeral costs. Funeral costs are increasing more and more and this is another thing that you do not want to burden your family with. Make sure you know how much you need to cover your own funeral so your family can focus on your memory instead of the money. 
• Get enough to help your family. If you have children, a spouse, or both, you likely want to be able to provide for them even after you are gone. This is something that you can do with life insurance. How much coverage you want to leave for this can depend on your goals but you do want to include this.

Now that you know how much coverage you need, you can start to choose the right policy. We can help you with that here at THINK Insurance & Financial Services, serving Pomona, CA. Reach out today to get started and to explore all of your options. We can even get you a free quote.