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4 Benefits of Life Insurance

Life insurance is essential in safeguarding your loved ones in Pomona, CA financially if a tragedy strikes. Regrettably, many Pomona CA residents go without it with the notion that they can’t afford it. The instrument role of life insurance is to assist in providing your loved ones with financial protection upon your unexpected death in exchange for prompt payment of premiums you submit to your insurer during your lifetime. Many residents of California overestimate the cost of life insurance. Let our THINK Insurance & Financial Services situated in Pomona, CA agents assist you in tailoring prolific coverage that can go a long way in protecting your loved ones when your untimely death strikes. Acquiring salient life insurance can be beneficial in the following ways.

Provides peace of mind: Death is an unexpected occurrence that can strike any time. Having magnificent life insurance instills peace of mind. This instilling of peace of mind is so because if the policy bearer unexpectedly meets their death, they get reassurance that their family and loved ones will possess a financial safety net.

Pay for your burial expenses: An untimely death comes with challenges of catering to the funeral expenses, especially if you have inadequate savings. In most cases, this scenario manifests itself as a substantial financial burden. Beneficiaries can utilize income generated from a life insurance policy to cater to burial expenses with ease

Cover debts: Imagine what could happen if you didn’t provide another paycheck for your family upon your death? Beneficiaries could use the savings emanating from your policy to clear essential expenditures, including paying an outstanding mortgage or college tuition for their kids. It’s employed to settle debt, like credit card bills or prevailing car loans.

Cushion your dependents: Your loved ones stay shielded due to the guaranteed income they get regularly. This income(death benefits) helps settle all loans and other prevailing expenses like house rent, accrued telephone bills, and electricity costs.

There is no debate that life insurance is an absolute necessity. It minimizes risk and acts as a protection tool that must get procured without any thought. Call or visit our THINK Insurance & Financial Services in Pomona, CA to get detailed information about life insurance coverage.

Should You Have Motorcycle Insurance All Year Round?

Owning a motorcycle in an area that snows or get icy in winter means you will likely not be riding during that season. Insurance in winter is typically handled by motorcyclists through reducing coverage, increasing the deductible, or simply canceling your policy. But, these options can cause changes in your insurance that may not be beneficial. Some insurance companies offer special motorcycle storage policies that can cause certain parts of your coverage during winter. 

The expert insurance agents at THINK Insurance & Financial Services of Pomona, CA have helped countless individuals with their motorcycle insurance needs year-round. If you are planning to store your motorcycle in the winter, we can assist you with different coverage options.

Year-Round Coverage Details

Maintaining consistent insurance on your motorcycle throughout the year has benefits. Canceling your insurance may have adverse effects that add costs and interrupts coverage. Keeping your coverage could save money in the long run. Some factors to consider when canceling your insurance: 

  • Consistent protection – Even though you may not ride your motorcycle in winter, there are still reasons to keep coverage. Theft and damage can still occur while your vehicle is parked or stored.
  • Fees and penalties – If you cancel your insurance early, there may be fees and penalties you need to pay. Many companies require one-year terms and interrupting this agreement will add penalties.
  • Canceled by a company – Some insurance companies may refuse to insure you if they find a pattern of canceling every year. You will need to find another company for new insurance and this can add extra costs.

Quality Motorcycle Insurance in Pomona, CA

Contact THINK Insurance & Financial Services of Pomona, CA to get a hassle-free motorcycle insurance quote. Our team will be happy to answer any questions you have about your coverage options. We work hard to find the best insurance products for our customers at affordable prices. Give us a call today to find out more.

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