Month: May 2024

Riding on two wheels with your knees in the breeze can be rather enjoyable. However, risks increase when driving through foggy weather, so riders should be prepared for specific challenges. Whether you’re a new or experienced motorcyclist, our THINK Insurance & Financial Services agents in Pomona, CA offer this advice.

Foggy Weather Challenges to Be Ready For

Fog can present difficulties on the road, and ways to deal with them include:

• Reduced visibility
• Unexpected road conditions
• Moisture on visors and windshields
• Navigation difficulties
• Other road users

Strategies For Riding a Motorcycle In Fog

If you plan on riding in foggy conditions, you need more than basic precautions. You’ll want to take a strategic approach to your own safety and that of others.

Add to Your Visibility

Wear brighter or reflective clothing to improve your visibility to drivers on the road. Also, make sure that your rear and headlights are functioning and clean.

Slow Your Pace

It’s important to reduce your speed in fog. Slowing your roll can allow you more reaction time to increase reaction time to any obstacles and road conditions.

Attempt to Ride in the Right Lane

It’s advised to choose the slowest lane of traffic. This allows others more time to see you and prevent slips on damp roads due to fog. If you’re riding in a group, use hand signals to stay in communication.

Use Your Reduced Light Beams

Using high beams can actually reduce visibility in foggy conditions. Switch on the low beams to improve visibility of the road ahead.

Maintain Distance

Increasing your distance when following vehicles is essential. Distancing yourself from others on the road allows you ample time to react to sudden changes in speed or unexpected stops.

Take Extra Precautions When Riding in the Fog

Being extra careful in foggy conditions can prevent accidents and injury. Be sure to have adequate insurance in place from
THINK Insurance & Financial Services in Pomona, CA, if things go awry.

Reviewing your life insurance policy is a task many people don’t often consider. Yet, it’s something that people should consider for specific circumstances and life-changing events in Pomona, CA. If you haven’t reviewed the terms of your life insurance policy lately, the agents at THINK Insurance & Financial Services will gladly sit down with you to determine if you need updates.

Schedule Updates as Your Life Changes

Change is the only thing constant in life, so it makes sense that your circumstances will change. When a significant event happens, such as marriage, having or adopting a child, buying a house, divorce, getting a new job, receiving a promotion, or a substantial raise, you should re-evaluate your current life insurance policy. You’ll need to increase your coverage for many of these life changes to protect your family.

Other circumstances that warrant a review include:

• Buying or selling a business
• Receiving an inheritance
• Having a loved one needing long-term care
• Becoming disabled
• Becoming an empty nester
• Retiring

Another situation that many individuals overlook is a change in their health status. This change can work either way. A turn for the worse may have you questioning the need for additional coverage. An improvement like losing a substantial amount of weight or quitting smoking can result in a rate reduction.

Consider New Coverage Not Previously Available

Periodic reviews of your life insurance offer another advantage. You may be able to acquire additional coverage that wasn’t available when you first bought your policy. Don’t forget also to review your beneficiary designations.

If you are unsure of what changes you need after a significant life change, THINK Insurance & Financial Services serving Pomona, CA, can help. Contact our office today to get started on a policy review.