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300 S. Park Ave, Ste. 903
Pomona, CA 91766

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California Insurance Blog

The California Department of Outreach & Education

Keeping yourself healthy will be one of your top priorities, so you’ll need to work with a great team of healthcare providers. Unfortunately, good health care comes at a cost, so you’ll also need a good health insurance policy. If you live near Pomona, CA, and you want help choosing the right health insurance policy, our team at THINK Insurance & Financial Services is ready to answer your questions. We’ve been working with clients in your area since 2007.

The California Department of Outreach & Education

California citizens who don’t yet have health insurance are being encouraged to enroll in a plan that fits their needs. To help provide information and education about insurance options, the California Department of Outreach & Education has formulated a campaign called Covered California. The mission of this department is to provide information in public places and through small business’ employers to reduce the number of barriers that exist to insurance enrollment.

Covered California seeks to advise California citizens about their available insurance options. According to Wikipedia, this program is administered by an independent agency of the California government. This health insurance marketplace was created because of the Federal Affordable Care Act. When the campaign reaches an uninsured client, it can also assist them in applying for and enacting coverage in a health insurance policy.

Contact Us Today for Your Appointment

Once you know which type of insurance policy you want, our agents can help you find a range of policy options to choose from. Clients in the Pomona, CA, area will benefit from our agents’ experience and expertise. Each member of our team at THINK Insurance & Financial Services remains dedicated to presenting you with unique solutions to meet your needs. Call us for an appointment today so we can discuss your insurance needs.

Status Do Electric Cars Need Different Insurance Coverage?

Owning an electric car in Pomona, CA, has become commonplace over the last few years. Many area residents purchasing their first EV wonder whether they must get different insurance coverage for their new wheels. The insurance process for an EV is similar to that for a gas-powered vehicle, but you will encounter some differences. THINK Insurance & Financial Services can help make sense of what you will encounter.

You Don’t Need Extra or Different Auto Insurance

You’ll find the same types of coverage as you would for a vehicle with a gas powertrain: collision, comprehensive, liability, medical payments, personal injury protection (PIP), and uninsured/underinsured motorist coverage. The same companies that write policies for gas-powered vehicles also write coverage for EVs. You can customize a regular auto insurance policy with specific coverage for your high-end vehicle. While you can generally get coverage for an expensive vehicle with a general auto insurance company, you can also obtain coverage with carriers specializing in high-end vehicles. These carriers make it easier for you to get a policy that meets your needs.

Why Insuring Your EV is More Expensive

The reasons are simple. Most electric vehicles cost more. Other reasons for higher premiums include the following:

  • EV repairs are more complicated
  • Repairs require specialized technicians
  • Owners tend to file more claims
  • Claim amounts are higher
  • Claims take longer to process

As electric vehicle costs become more comparable to traditional vehicles, insurance costs will likely drop. However, until then, consider add-ons like original or new car replacement to adequately protect your investment.

Contact THINK Insurance & Financial Services, serving Pomona, CA, to discover how to protect your EV.

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