Navigating the intricate world of commercial insurance can often feel like moving aimlessly through a maze. At THINK Insurance & Financial Services, we provide insurance products in and around the greater Pomona, CA region, and we’re on hand to guide you through. Let’s understand the crucial types of commercial insurance products that every small business should contemplate.
General Liability Insurance
General liability insurance acts as your initial defense line. It covers an extensive range of possible risks—including bodily injury, property damage, and personal injury claims. For instance, if a customer slips in your store or a client asserts that your advice led to their financial loss, general liability does its part to keep you covered.
Property Insurance
Property insurance is a must-have regardless of whether you own or lease your business premises. It defends your physical assets, such as buildings, equipment, and inventory, from risks like fire, theft, and natural disasters. View it as a shield for everything you’ve worked hard to accumulate. Without it, bouncing back from unforeseen damage or loss can be economically crippling.
Workers’ Compensation Insurance
If you employ people, workers’ compensation insurance is not just a sound decision—it’s often legally mandatory. This form of insurance covers medical expenses and lost wages for employees who get injured or fall sick due to their work. It also offers protection for your business against lawsuits pertaining to workplace injuries.
Choosing the right commercial insurance products is instrumental in shielding your small business. At THINK Insurance & Financial Services, serving the greater Pomona, CA region, we are dedicated to helping you make informed decisions. Are you prepared to safeguard your business? Contact us today to discuss your insurance requirements and find the ideal coverage to address your unique situation.
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